Pharmacy Business Financing & Independent Pharmacy Loans | Vida Growth Partners

Independent Pharmacy Financing Made Simple

Compete with chain pharmacies and seize growth opportunities. Get the working capital you need to strengthen your community pharmacy with actual bank loans.

Popular Loan Products

Up to $1M
Revolving Credit
$5K-$750K
Working Capital
24-48 Hours
Fast Approval
575+ Credit
Min. Score
20+ Years Experience
$1M+ Maximum Funding
24-48 Hour Approvals
1000+ Pharmacies Funded

Independent Pharmacy Financing Solutions

Choose from our comprehensive range of funding options designed specifically for independent pharmacy owners and community pharmacists.

🔄

BANKROLL Revolving Credit

Up to $1 Million

Ultimate flexibility with fixed weekly payments and unlimited draws for up to 1 year. Perfect for managing seasonal fluctuations.

  • Fixed weekly payments up to 36 months
  • Unlimited draws and paydowns
  • 24-hour access for up to 1 year
  • Early payoff with no penalty
  • Perfect for inventory management
💰

Interest-Only Flex Pay

$50K to $750K

Interest-only payments for up to one year with optional line of credit access for pharmacy expansion.

  • Interest-only for up to 12 months
  • Optional line of credit included
  • Unlimited draws for up to 1 year
  • Perfect for pharmacy expansion
  • Preserve cash flow during growth
📈

Pharmacy Bridge Loans

$5K to $750K

Bridge financing for growth opportunities while waiting on traditional funding sources like SBA loans.

  • Short-term amortizing loans
  • Support high-return projects
  • Perfect for rapid growth phases
  • Ideal while waiting on SBA approval
  • Tax deductible interest

Pharmacy Line of Credit

$5K to $500K

24-hour access to working capital with 5 separate loan drafts over 6 months for pharmacy operations.

  • 24-hour access to funds
  • 5 loan drafts over 6 months
  • Only pay for what you use
  • Perfect for unexpected expenses
  • Terms up to 36 months

Simple Qualification Requirements

We understand the unique challenges independent pharmacies face competing with national chains. Our loans are actual bank loans with tax-deductible interest - not merchant cash advances with fluctuating payments.

Check Your Eligibility
📊

Credit Score 575+

Much lower than traditional bank requirements

30+ Days in Business

Even newer pharmacies can qualify

💼

$17K+ Monthly Sales

$200K+ annually from all sources

🏪

Pharmacy Owner/Operator

Must be majority owner of pharmacy business

📋

Limited Paperwork

Quick application with minimal documentation

💳

Fixed Payments

Not tied to credit card receipts like MCAs

Simple 4-Step Process

Get from application to funding in as little as 3 days

1

Apply Online

Complete our simple application designed for independent pharmacy owners. No hard credit pull during pre-qualification.

2

Quick Review

Our pharmacy financing specialists review your application. Most approvals within 24-48 hours.

3

Consultation

Work with your dedicated consultant to structure the optimal financing solution for your pharmacy's unique needs.

4

Get Funded

Receive funds in as little as 3 days to start competing more effectively with chain pharmacies and growing your business.

Ready to Strengthen Your Pharmacy?

Join thousands of independent pharmacy owners who chose fast, flexible financing through Vida Growth Partners

Complete Your Application Below

🔒 Our Guarantee

No hard credit pull • No fees to apply • 24-48 hour response • Tax deductible interest • Pharmacy specialist consultation